A cool front will lower the temperatures some in Florida, even down to Fort Myers (and lesser extent Miami), so maybe it might help the water temps fall a tiny bit. Though it probably wouldn't help too much since it's warmer to the south.
Ensemble members are all over the place of course. Something to watch, a week before Thanksgiving.
Tropical Weather Outlook NWS National Hurricane Center Miami FL 100 AM EST Tue Nov 12 2024
For the North Atlantic...Caribbean Sea and the Gulf of Mexico:
1. Central and Western Caribbean Sea: A tropical wave over the central Caribbean Sea is producing an area of disorganized showers and thunderstorms. Environmental conditions appear conducive for development, and a tropical depression will likely form late this week as the system moves westward into the western Caribbean Sea. After that, the disturbance is expected to slow down and meander through the weekend. Interests across the western Caribbean Sea should monitor the progress of this system. * Formation chance through 48 hours...low...30 percent. * Formation chance through 7 days...high...70 percent.