it's repair vs replacement cost
Posted by cypresstx on 11/30/2024, 5:41 am
https://emilms.fema.gov/is_1021/groups/70.html

some years back I questioned our homeowners insurance rising cost, asked why they increased the value so much over what the CAD had it at & their response was that per our mortgage, it had to be insured for the replacement cost & that coukd be more than market value. https://www.bankrate.com/insurance/homeowners-insurance/replacement-cost/#what-is-replacement-cost-in-homeowners-insurance

insurance of all kinds (auto, health, life, homwowners, etc, etc) is one of my least favorite things in life...
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3 am Monday - Sara's last advisory - cypresstx, 11/18/2024, 6:10 am
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